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The BORICA card system ensures the acceptance of all payment cards issued on the territory of the country at all ATM and POS terminals, as well as by Internet merchants included in the system. Provides routing of authorizations with foreign cards to international card schemes: MasterCard, VISA, AMEX, Diners Club, Discover.

BORICA provides Internet merchants with a secure payment system via the Internet through the Verified by Visa schemes for VISA cards and MasterCard SecureCode for MasterCard cards. For these payments, besides the standard process of payment authorization, the possibility for additional cardholder authentication by entering a password is added. Thus, cardholders are provided with more control when using their cards on the Internet, reducing the possibility of unauthorized use and increasing their security when shopping online.

When merchants providing the service dispute transactions executed without additional cardholder authentication, the dispute is resolved in favor of the merchant, according to VISA and MasterCard’s rules.

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