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For more than 50 years we optimize and automate the business processes in the banking sector

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One card – many payment locations in Bulgaria

About the Company

BORICA AD has developed and nowadays provides and operates the technology infrastructure of the Bulgarian payment industry. In doing so, the company has been a trusted partner of banks and payment institutions for nearly 50 years. The Company is committed to providing modern and innovative solutions to financial institutions. Company’s services focus on payment services, card services incl. authorization and terminal driving, fraud prevention services, secured card payments, HCE, mobile payments and Card Management System as a service; SWIFT Service Bureau; e-signature and e-invoice, Infrastructure services. BORICA AD acts as a third party processor (TPP) for MasterCard and VISA. The Company is licensed by the Bulgarian National Bank to operate three payment systems (BORICA Payment system for card payments, BISERA 6 for credit transfers in domestic currency and BISERA 7 for SEPA credit transfers and direct debit in Euro).

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Regulated services

Services related to the payment systems: BISERA6, BISERA7-EUR and BORICA.

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Card services

Accepting transactions, issuing cards, servicing ATMs and POS terminals, monitoring and card fraud prevention.

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Electronic services

E-Invoicing Platform, Qualified Electronic Signature Certificates, Qualified Electronic Time Stamps, online electronic signing and validation of electronic signature.

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Information services

Specialized software products, SWIFT Service Bureau, information services.

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Infrastructure services

Telecommunication services for secure, reserved and effective connectivity. Infrastructure as a service.


Happy Birthday, SOS Children's Villages!
23 June 2018, saturday

Happy Birthday, SOS Children's Villages!

On June 23, 2.5 million children from 135 countries worldwide celebrate the birthday of SOS Children's Villages. Their story began 69 years ago...

12 June 2018, tuesday

June 15th, Friday – a non-working day for the majority of BORICA sales offices

Exception are the offices “Kyustendil” and “Tsar Boris III” (Sofia) which will be working regularly: 08.30 – 17.30...



24 August 2017, thursday

0700 199 10 and *9910 – contact numbers for serving BORICA’s clients

The telephone service is available from 07:00 to 23:00 on business days.


Contact us


41 Tsar Boris III Blvd.
1612 Sofia
phone:0700 199 10
mob: * 9910 for all mobile operators
working hours:every working day: 08:30 – 17:30

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