Search icon

Accepting card payments

The BORICA card system ensures the acceptance of all payment cards issued on the territory of the country at all ATM and POS terminals, as well as by Internet merchants included in the system. Provides routing of authorizations with foreign cards to... See more

ATM

АТМ Certification Introducing a new ATM terminal into operation in the BORICA system goes through a certification process, and is performed based on a contract with the supplier. The terminals should meet the requirements listed below: ATMs... See more

POS

POS Certification Introducing a new POS terminal into operation in the BORICA system goes through a process of certification, and is performed based on a contract with the supplier. The terminals should meet the requirements listed below: POS... See more

Issuing

BORICA provides banks and payment institutions issuing cards via the BORICA system, with authorization of transactions requests performed with their cards at physical and virtual ATM and POS terminals in the country and abroad. The authorization of each transaction request requires verification of various parameters: card validity, account balance or credit card limit card limits. See more

Payment cards personalization and PIN printing

BORICA offers a full range of services for payment card personalization, including preparing data for magnetic and chip personalization, secret data calculation and physical personalization of payment cards. The company provides automated envelops handling and card personalization. The PIN is printed on three-ply envelopes with carbon cover sheet. BORICA provides a system for electronic delivery of PIN codes via SMS. See more

Card transactions security

BORICA provides banks and payment institutions with a system for monitoring of transactions, performed with their cards and at their terminals. Based on predefined rules can be monitored the executed transactions and can be carried out analyses of possible abuse, as well as can be reacted promptly upon the detection of such, thus reducing losses. BORICA provides access to the system for disputed transactions via which is executed information exchange between users, related to fraud and See more

Loyalty program

The loyalty program is a program that allows bank cardholders to accumulate bonus points for their POS transactions and other bank products used, as well as to spend the accumulated points at certain POS terminals and for other bank products. The... See more

Card back-office

SUCARD is a software product designed for banks and non-bank institutions, for management of the business with domestic and international debit and credit cards. Automates the business processes of card issuance and bank cards management in a card center, servicing of loans on credit cards, accounting processing and financial analysis. See more

Mobi-B

Mobi-B is a service for bank cards management via mobile phone, with no equivalent on the Bulgarian market. It is designed for all cardholders possessing cards issued by banks included in Mobi-B and registered in the BORICA system who want to ensure... See more

Cash-M

Cash-M is a service that allows sending money from a bank account, a bank card or in cash at a bank office, notifying the recipient by mobile phone and withdrawing the cash from an ATM. Cash-M provides possibility for fast transfer of funds to any... See more