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For more than 50 years we optimize and automate the business processes in the banking sector

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One card – many payment locations in Bulgaria

About the Company

BORICA AD built the foundations of the technology infrastructure of the Bulgarian payment industry. It is priority of the company to provide a modern card and payment environment for financial institutions. The company strives to meet to the greatest extent possible the needs of banks of modern and innovative technology solutions for the benefit of their end clients. An important place in the portfolio of the company take the innovative fintech products for end clients, such as B-trust - electronic signature, E-faktura - electronic invoice, Cash-M - money transfer via ATM and Mobi-B an application for mobile payments. For nearly 50 years, the company has been a leader in the provision of services for the financial sector and a trusted partner for banks and businesses.

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Regulated services

Services related to the payment systems: BISERA6, BISERA7-EUR and BORICA.

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Card services

Accepting transactions, issuing cards, servicing ATMs and POS terminals, monitoring and card fraud prevention.

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Electronic services

E-Invoicing Platform, Qualified Electronic Signature Certificates, Qualified Electronic Time Stamps, online electronic signing and validation of electronic signature.

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Information services

Specialized software products, SWIFT Service Bureau, information services.

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Infrastructure services

Telecommunication services for secure, reserved and effective connectivity. Infrastructure as a service.


The electronic signature enters a new era – shared Ivan Velkov to the Enterprise magazine
9 January 2018, tuesday

The electronic signature enters a new era – shared Ivan Velkov to the Enterprise magazine

In 2018 BORICA will build up its Qualified Electronic Signature service, by making it cloudy. Ivan Velkov, Product and Services Development Director in BORICA, shared the...

14 December 2017, thursday

The BNB issued a license to BORICA AD for conducting operations as a payment institution

Today, the Governing Council of the Bulgarian National Bank issued a license for conducting operations as a payment institution to BORICA AD...



12 December 2017, tuesday

Working hours on 15 December, Friday, for BORICA’s client offices

Dear clients, we would like to inform you that due to in-house training, BORICA AD client offices will be working with reduced working hours on 15 December 2017, Friday...


Contact us


41 Tsar Boris III Blvd.
1612 Sofia
phone:0700 199 10
working hours:every working day: 08:30 – 17:30

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